Roof Repair & Replacement in Maryland and Delaware
Your roof protects you from the elements. It can take a beating from hail, rain, wind, snow, sun, and falling debris. Here are some warning signs that your roof may need repair and depending on the age and condition ultimately replacement.
Signs That Your Roof Needs Repair or Replacement
- Curling shingles
Shingles may start to curl from being worn thin over time. This decreases their defense against the elements.
- Missing shingles
Always check your roof after storms. Storms can cause shingles to blow off and tear. Also look for debris on your roof. It is best to have your roof repaired as soon as possible. One shingle tab missing may not seem like much, but it could be slowly letting water in your roof causing damage.
- Buckling shingles
Buckling can be caused by the roof underlayment not lying flat. Also, buckling can be caused by the movement of sheathing if it absorbs moisture. It is important to ventilate the attic space to eliminate excess moisture and to repair any buckled shingles right away.
- Damaged or missing flashing
Roofs often can leak at the flashing. Flashing can become loose and sealant can break down over time. Any gaps around chimneys or other roof penetrations need to be sealed immediately to avoid damage.
- Roof leaks
Leaks can often be hard to spot. If they remain unseen for a period of time leaks can cause further damage to rafters, sheathing, insulation, and the ceiling in your home. Signs to look for to determine if you have or have had a previous leak is rotten wood where your gutters attach to you home, mildew buildup, puddles or water in your attic. Without occasionally checking for leaks damage may have occurred.
Will homeowner’s insurance cover damage to my home?
Finding out that your roof needs to be repaired or replaced can be troubling and costly for many homeowners. Homeowners do not know that they may be able to file an insurance claim. Many insurance companies will cover damage from storms, but not all do. You should review your homeowner’s policy to see what is covered. It is important to see if your policy includes these common exclusions:
- Old Roof
Insurance companies may not cover a roof due to age. Many companies will not cover roofs more than 20 years old or so.
- Roof Layers
Many insurance companies will not insure a roof with multiple layers.
- Improper maintenance
If your company determines that the damage was due to improper maintenance you may be responsible for the costs.
Some policies do not cover certain roofing materials, such as slate, shakes, or other green materials because of extra maintenance costs. Make sure that your policy covers the materials that you have installed on your home.
It is important to call your insurance company as soon as damage happens to your home to start a claim. Then call Mallard Exteriors to get an estimate. We have experience working with numerous insurance companies and adjusters and can help make your process go as smooth as possible.